---
title: "Three Things to Look for in a Bank: Bank Independent in North Alabama"
description: When choosing a bank, it's important to find one that meets your needs in areas like customer service, commitment to the local community, and technology.
image: https://blog.bibank.com/hubfs/South%20HSV.jpg
---

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

[![bibank-logo](https://blog.bibank.com/hubfs/BankIndependent_October2025/Images/bibank-logo.svg "bibank-logo")](https://bibank.com/)

[![svgviewer-png-output (11)](https://blog.bibank.com/hs-fs/hubfs/BankIndependent_October2025/Images/svgviewer-png-output%20(11).png?width=47&height=31&name=svgviewer-png-output%20(11).png "svgviewer-png-output (11)")](https://bibank.com/)

- Personal
  
  
  
  
  
    - Deposit
      
      
      
      
      
          - [Compare Checking](https://bibankcom/personal/compare-checking)
          - [Independent](https://bibank.com/personal/independent-checking)
          - [Independent Plus](https://bibank.com/personal/independent-plus-checking)
          - [Independent Plus Student](https://bibank.com/personal/independent-plus-student-checking)
          - [Independent Plus Senior](https://bibank.com/personal/independent-plus-senior-checking)
          - [Independent Interest](https://bibank.com/personal/independent-interest-checking)
          - [Value](https://bibank.com/personal/value-checking)
          - [Debit Cards](https://bibank.com/personal/debit-cards)
    - Save
      
      
      
      
      
          - [Compare Savings](https://bibank.com/personal/compare-savings)
          - [Savings](https://bibank.com/personal/savings)
          - [Student Savings](https://bibank.com/personal/student-savings)
          - [Money Market](https://bibank.com/personal/money-market)
          - [Certificates](https://bibank.com/personal/certificates)
          - [IRAS](https://bibank.com/personal/iras)
    - Borrow
      
      
      
      
      
          - [Home Loans](https://bibank.com/personal/home-loans)
          - [Personal Loans](https://bibank.com/personal/loans)
          - [Credit Cards](https://bibank.com/personal/credit-cards)
    - Sync
      
      
      
      
      
          - [ATM Live](https://bibank.com/personal/atm-live)
          - [Mobile Banking](https://bibank.com/personal/mobile-banking)
          - [Mobile Deposit](https://bibank.com/personal/mobile-deposit)
          - [Online Banking](https://bibank.com/personal/online-banking)
- Business
  
  
  
  
  
    - Deposit
      
      
      
      
      
          - [Compare Checking](https://bibank.com/business/compare-checking)
          - [Premier Analysis](https://bibank.com/business/premier-analysis)
          - [Business Interest](https://bibank.com/business/interest)
          - [Small Business](https://bibank.com/business/small-business)
          - [Micro Business](https://bibank.com/business/micro-business)
          - [Non-Profit](https://bibank.com/business/non-profit)
    - Save
      
      
      
      
      
          - [Compare Savings](https://bibank.com/business/compare-savings)
          - [Savings](https://bibank.com/business/savings)
          - [Smart Money Market](https://bibank.com/business/smart-money-market)
          - [Certificates](https://bibank.com/business/certificates)
    - Borrow
      
      
      
      
      
          - [Real Estate](https://bibank.com/business/real-estate)
          - [Business Loans](https://bibank.com/business/loans)
          - [Credit Cards](https://bibank.com/business/credit-cards)
    - Solutions
      
      
      
      
      
          - [Mobile Banking](https://bibank.com/business/mobile-banking)
          - [Online Banking](https://bibank.com/business/online-banking)
          - [Cash Management](https://bibank.com/business/cash-management)
          - [Treasury Solutions](https://bibank.com/business/treasury-solutions)
          - [Merchant Services](https://bibank.com/business/merchant-services)
          - [Meet Our Team](https://bibank.com/business/meet-our-team)
- [Invest](https://bibank.com/invest)
- Resources
  
  
  
  
  
    - Financial Calculators
    - Open an Account
    - Mortgage Application
    - Loan Application
    - FAQ
    - Refer a Friend
- Connect
  
  
  
  
  
    - About Us
      
      
      
      
      
          - [Our Story](https://bibank.com/connect/our-story)
          - [Contact Us](https://bibank.com/contact)
          - [Locations & Hours](https://bibank.com/connect/locations)
    - Community
      
      
      
      
      
          - [Helping Hands Foundation](https://bibank.com/connect/helping-hands-foundation)
          - [Donations & Sponsorships](https://bibank.com/connect/donations-and-sponsorships)
          - [Donation Requests](https://bibank.kadince.com/external/forms/7276a36a9364fd3f4c8925185201fd12)
          - [Volunteer Request](https://bibank.kadince.com/external/forms/a6d4856c95b2f87268861e6224303fdc)

#### 4140 Parker Ave, St. Louis, MO 63116

#### [(207) 555-0119](tel:2075550119)

- ![svgviewer-png-output (10)](https://blog.bibank.com/hubfs/BankIndependent_October2025/Images/svgviewer-png-output%20(10).png)

[Open an account](https://bibank.com/resources/open-an-account)

[Login](https://bibank.com/)

[Open an account](https://bibank.com/resources/open-an-account)

[Login](https://bibank.com/)

**What can we help you find?**

Search Bank Independent

Start Site Search

- Common Searches 
    - [Compare Personal Checking](https://bibank-2025.cms.banno-staging.com/personal/compare-checking)
    - [Contact Us](https://bibank-2025.cms.banno-staging.com/contact)
    - [Home Loans](https://bibank-2025.cms.banno-staging.com/personal/home-loans)
    - [Helping Hands Foundation](https://bibank-2025.cms.banno-staging.com/connect/helping-hands-foundation)
    - [Compare Business Checking](https://bibank-2025.cms.banno-staging.com/business/compare-checking)

Routing Number 06​220​5791

![Three Things to Look for in a Bank: Bank Independent in North Alabama](https://blog.bibank.com/hubfs/South%20HSV.jpg)

# Three Things to Look for in a Bank: Bank Independent in North Alabama

- Home
- [Bank Independent Blog](https://blog.bibank.com/blog)
- Three Things to Look for in a Bank: Bank Independent in North Alabama

[Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 02/29/2024 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

[0 Comments](https://blog.bibank.com/blog/three-things-to-look-for-in-a-bank-bank-independent-in-north-alabama#postComment)

 1 Minutes

When choosing a bank, it's important to find one that meets your needs in key areas like customer service, commitment to the local community, and technology. Bank Independent, with 33 sales offices across 7 counties in North Alabama, excels in all three.![South HSV](https://blog.bibank.com/hs-fs/hubfs/South%20HSV.jpg?width=600&height=363&name=South%20HSV.jpg)

## Excellent Customer Service

We pride ourselves on providing personalized service to each customer. Our team of dedicated professionals takes the time to get to know you and your financial needs, ensuring that you receive tailored solutions and support. This strong focus on building relationships with customers sets us apart from larger banks, making you feel valued and understood.

For example, when you walk into a [Bank Independent Sales Office](https://www.bibank.com/personal/sync#mobile_banking), you'll be greeted by name and treated like a person, not just an account number. When you call customer service, you get a real, local person answering the phone and directing you for help. No recordings or button pressing.

## A Long History of Serving the Community

We have been serving the North Alabama community since 1947. With over 75 years of experience, we have a deep understanding of the unique needs of the people and businesses in the area. This long-standing presence has allowed us to build strong relationships with our customers and contribute to the growth and development of the region. We believe in serving our communities. We are a true local bank.

For example, our team members volunteer hours annually to local charities and causes. We also provide scholarships to local high school seniors and contribute financially to many community organizations. [Our commitment to North Alabama runs deep](https://www.bibank.com/helping-hands-foundation).

## Convenient Technology

Bank Independent offers the latest technology for 24/7 convenience with [Sync Online](https://www.bibank.com/personal/sync) and [Mobile Banking](https://www.bibank.com/personal/sync#mobile_banking). We strive to provide digital convenience along with personal service. We bridge the best of both worlds.

For instance, we offer a modern website and mobile app that allow you to bank anytime from your phone or computer. You can deposit checks, transfer money, check balances, and more. However, if you ever need assistance, you can call us or visit a sales office to speak with someone directly.

We understand that technology alone can seem impersonal. That's why we blend high-tech capabilities with high-touch customer service.

For great customer service, community banking, and technology, Bank Independent hits all the marks. Check us out if you live in North Alabama. We have 33 locations spread across 7 counties to serve you.

[![Open An Account Today](https://no-cache.hubspot.com/cta/default/377014/42e09ead-9ef0-490c-a73c-c132b2617a70.png)](https://cta-redirect.hubspot.com/cta/redirect/377014/42e09ead-9ef0-490c-a73c-c132b2617a70)

---

#### Tag:

[Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

#### Share:

- [Follow us on Facebook](http://www.facebook.com/share.php?u=https://blog.bibank.com/blog/three-things-to-look-for-in-a-bank-bank-independent-in-north-alabama)
- [Follow us on Twitter](https://twitter.com/intent/tweet?url=https://blog.bibank.com/blog/three-things-to-look-for-in-a-bank-bank-independent-in-north-alabama&text=Three%20Things%20to%20Look%20for%20in%20a%20Bank:%20Bank%20Independent%20in%20North%20Alabama)
- [Follow us on Linkedin](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.bibank.com/blog/three-things-to-look-for-in-a-bank-bank-independent-in-north-alabama)
- [Follow us on Pinterest](http://pinterest.com/pin/create/button/?url=https://blog.bibank.com/blog/three-things-to-look-for-in-a-bank-bank-independent-in-north-alabama&text=Three%20Things%20to%20Look%20for%20in%20a%20Bank:%20Bank%20Independent%20in%20North%20Alabamadescription=When%20choosing%20a%20bank,%20it's%20important%20to%20find%20one%20that%20meets%20your%20needs%20in%20key%20areas%20like%20customer%20service,%20commitment%20to%20the%20local%20community,%20and%20technology.[...]&media=https://377014.fs1.hubspotusercontent-na1.net/hubfs/377014/South%20HSV.jpg)

---

#### [Bank Independent Welcomes Diaz as Director of Learning and Development Previous Post](https://blog.bibank.com/blog/bank-independent-welcomes-diaz-as-director-of-learning-and-development)

#### [More Than A Mortgage: Simplifying Your Mortgage Experience Next Post](https://blog.bibank.com/blog/home-sweet-home-finding-your-dream-with-bank-independent-mortgage)

### Leave a Reply

This is a search field with an auto-suggest feature attached.

- There are no suggestions because the search field is empty.

### Category

- [Press Releases (151)](https://blog.bibank.com/blog/topic/press-releases)
- [Financial Fitness (125)](https://blog.bibank.com/blog/topic/financial-fitness)
- [Banking and Technology (101)](https://blog.bibank.com/blog/topic/banking-and-technology)
- [Community Insights (59)](https://blog.bibank.com/blog/topic/community-insights)
- [Culture (5)](https://blog.bibank.com/blog/topic/culture)

### Popular Posts

<https://blog.bibank.com/blog/a-former-teller-answers-your-most-asked-question>

[Bailey Lovell](https://blog.bibank.com/blog/author/bailey-lovell) 08/09/2017 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

[A Former Bank Teller Reveals Answer To Your Number 1 Question](https://blog.bibank.com/blog/a-former-teller-answers-your-most-asked-question)

<https://blog.bibank.com/blog/bank-independent-promotes-new-assistant-vice-presidents-celebrating-a-culture-of-hard-work-and-strong-leadership>

[Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 06/11/2026 [Press Releases](https://blog.bibank.com/blog/topic/press-releases)

[Bank Independent Promotes New Assistant Vice Presidents, Celebrating a Culture of Hard Work and Strong Leadership](https://blog.bibank.com/blog/bank-independent-promotes-new-assistant-vice-presidents-celebrating-a-culture-of-hard-work-and-strong-leadership)

<https://blog.bibank.com/blog/the-complete-guide-of-how-to-use-a-contactless-debit-card>

[Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 09/13/2022 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

[The Complete Guide of How to Use a Contactless Debit Card](https://blog.bibank.com/blog/the-complete-guide-of-how-to-use-a-contactless-debit-card)

<https://blog.bibank.com/blog/what-is-a-contactless-debit-card>

[Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 10/10/2023 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

[What is a Contactless Debit Card and Why Do I Need One?](https://blog.bibank.com/blog/what-is-a-contactless-debit-card)

---

## Related Posts

<https://blog.bibank.com/blog/what-every-small-business-owner-should-know-about-cash-flow>

[Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

[Stephanie Hipps](https://blog.bibank.com/blog/author/stephanie-hipps) 30 April, 2026

#### [What Every Small Business Owner Should Know About Cash Flow](https://blog.bibank.com/blog/what-every-small-business-owner-should-know-about-cash-flow)

Running a business isn’t just about making sales—it’s about managing what comes in, what goes out,...

[Read More](https://blog.bibank.com/blog/what-every-small-business-owner-should-know-about-cash-flow)

<https://blog.bibank.com/blog/separating-personal-and-business-finances-why-it-matters>

[Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology)

[Stephanie Hipps](https://blog.bibank.com/blog/author/stephanie-hipps) 14 April, 2026

#### [Separating Personal and Business Finances (Why It Matters)](https://blog.bibank.com/blog/separating-personal-and-business-finances-why-it-matters)

When you’re running a business—especially in the early days—it’s easy for everything to blend...

[Read More](https://blog.bibank.com/blog/separating-personal-and-business-finances-why-it-matters)

<https://blog.bibank.com/blog/new-smart-swipe-savings-account>

[Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology), [Financial Fitness](https://blog.bibank.com/blog/topic/financial-fitness)

[Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 07 April, 2026

#### [Consistent Savings Build Momentum](https://blog.bibank.com/blog/new-smart-swipe-savings-account)

A new Smart Swipe–powered savings account from Bank Independent would take a simple truth and turn...

[Read More](https://blog.bibank.com/blog/new-smart-swipe-savings-account)

- Give Us A Call 
    - [(256) 386-5000 8am-8pm](tel:12563865000)
    - [(877) 865-5050 Mon-Sat](tel:18778655050)
    - [(866) 478-5010 Automated](tel:18664785010)

- Common Questions 
    - Routing #062205791
    - [Careers](https://bibank.com/careers)
    - [FAQs](https://bibank.com/resources/faq)

- Other Info 
    - [Terms & Conditions](https://bibank.com/terms)
    - [Privacy Policy](https://bibank.com/privacy)
    - [Identity Protection](https://bibank.com/identity-protection)
    - [Website Feedback](https://bibank.com/accessibility-feedback)

- Fraud Center 
    - [(800) 237-8990 Debit](tel:18002378990)
    - [(855) 401-4743 Credit](tel:18554014743)

- Send Us a Message 
    - [customerservice@bibank.com Email](mailto:customerservice@bibank.com)
    - [View our secure form Online](https://bibank.com/contact)

[![bibank-brandmark](https://blog.bibank.com/hubfs/BankIndependent_October2025/Images/bibank-brandmark.svg "bibank-brandmark")](https://bibank-2025.cms.banno-staging.com/)

Bank Independent is a full-service community bank in North Alabama with branches throughout Colbert, Franklin, Lauderdale, Lawrence, Limestone, Madison, and Morgan counties.

© 2025 Bank Independent.

|

[Sitemap](https://bibank-2025.cms.banno-staging.com/sitemap)

|

[Equal Housing Lender](https://www.hud.gov)

[![svgviewer-png-output (6)](https://blog.bibank.com/hs-fs/hubfs/BankIndependent_October2025/Images/svgviewer-png-output%20(6).png?width=42&name=svgviewer-png-output%20(6).png "svgviewer-png-output (6)")](https://www.facebook.com/BankIndependent/)

[![svgviewer-png-output (7)](https://blog.bibank.com/hs-fs/hubfs/BankIndependent_October2025/Images/svgviewer-png-output%20(7).png?width=42&name=svgviewer-png-output%20(7).png "svgviewer-png-output (7)")](https://www.instagram.com/bank_independent/)

[![svgviewer-png-output (8)](https://blog.bibank.com/hs-fs/hubfs/BankIndependent_October2025/Images/svgviewer-png-output%20(8).png?width=42&name=svgviewer-png-output%20(8).png "svgviewer-png-output (8)")](https://www.linkedin.com/company/bank-independent/)

[![svgviewer-png-output (9)](https://blog.bibank.com/hs-fs/hubfs/BankIndependent_October2025/Images/svgviewer-png-output%20(9).png?width=42&name=svgviewer-png-output%20(9).png "svgviewer-png-output (9)")](https://x.com/bibankal)

[![biblog-logo](https://blog.bibank.com/hubfs/BankIndependent_October2025/Images/biblog-logo.svg "biblog-logo")](https://blog.bibank.com/blog?__hstc=235776990.507236a8091338d1326ffb5d4cc37315.1760504391102.1760504391102.1760508234988.2&__hssc=235776990.2.1760508234988&__hsfp=2385172338&_ga=2.27596156.175062658.1760504389-156531646.1760504389)

![monitor-badge-dark](https://blog.bibank.com/hs-fs/hubfs/BankIndependent_October2025/Images/monitor-badge-dark.png?width=88&name=monitor-badge-dark.png "monitor-badge-dark")

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Ashley Balch",
    "url" : "https://blog.bibank.com/blog/author/ashley-balch"
  },
  "dateModified" : "2024-02-29T16:00:00.463Z",
  "datePublished" : "2024-02-29T16:00:00.000Z",
  "headline" : "Three Things to Look for in a Bank: Bank Independent in North Alabama",
  "image" : [ "https://blog.bibank.com/hubfs/South%20HSV.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://blog.bibank.com/blog/three-things-to-look-for-in-a-bank-bank-independent-in-north-alabama",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://blog.bibank.com/hubfs/BI-Logo-380_Green.png"
    },
    "name" : "Bank Independent"
  }
}
```