--- title: 6 Tips for Your Financial Spring Cleaning description: Spring is the season of starting fresh, throwing open the windows and clearing away the cobwebs of winter. Why not do the same thing with your finances? 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Common Searches - [Compare Personal Checking](https://bibank-2025.cms.banno-staging.com/personal/compare-checking) - [Contact Us](https://bibank-2025.cms.banno-staging.com/contact) - [Home Loans](https://bibank-2025.cms.banno-staging.com/personal/home-loans) - [Helping Hands Foundation](https://bibank-2025.cms.banno-staging.com/connect/helping-hands-foundation) - [Compare Business Checking](https://bibank-2025.cms.banno-staging.com/business/compare-checking) Routing Number 06​220​5791 ![6 Tips for Your Financial Spring Cleaning](https://blog.bibank.com/hubfs/Untitled%20design%20(7).png) # 6 Tips for Your Financial Spring Cleaning - Home - [Bank Independent Blog](https://blog.bibank.com/blog) - 6 Tips for Your Financial Spring Cleaning [BI Marketing](https://blog.bibank.com/blog/author/bi-marketing) 04/24/2018 [Financial Fitness](https://blog.bibank.com/blog/topic/financial-fitness) [0 Comments](https://blog.bibank.com/blog/6-tips-for-your-financial-spring-cleaning#postComment) 1 Minutes   ![Untitled design (7)](https://blog.bibank.com/hs-fs/hubfs/Untitled%20design%20(7).png?width=683&height=384&name=Untitled%20design%20(7).png) As we celebrate the spring season by cleaning, sorting and tidying up around the house, why not add financial organization to your spring cleaning to-do list?  We recommend these six quick tips to help you organize your financial house: - **Review your budget.** A lot can change in a year. If you’ve been promoted, had a child, or become a new homeowner or renter, be sure to update your budget. Determine what expenses demand the most money and identify areas where you can realistically cut back. Develop a strategy for spending and saving – and stick to it. We have lots of [options for savings](https://www.bibank.com/personal/bank/savings) accounts! - **Evaluate and pay down debt.** Take a look at how much you owe and what you are paying in interest. Begin paying off existing debt, whether that’s by chipping away at loans with the highest interest rates or eliminating smaller debt first. - **Set up automatic bill pay.** By signing up for automatic bill pay, you’ll never have to worry about a missed payment impacting your credit score. You can set it so that money is withdrawn from your checking account on the same day each month. Bank Independent's [Bill Pay service](https://www.bibank.com/personal/sync) allows you to set up an automated payments schedule, or if you prefer, visit your vendor's website and provide your Bank Independent Debit Card as your default option for recurring payments. - **Sign up for e-statements, paperless billing and text alerts.** Converting to paperless billing will help keep your house—physical and financial—more clean and organized, and will help protect you from fraud. Opting in for eStatements also can [save you an additional service charge](https://www.bibank.com/personal/bank/checking) on certain Bank Independent checking accounts...plus, they're eco-friendly!  - **Check your credit report.** Every year, you are guaranteed one free credit report from each of the three credit bureaus through the government website [www.annualcreditreport.com. ](http://www.annualcreditreport.com. )Take advantage of these free reports and check them for any possible errors. Mistakes can drag down your score and prevent you from getting a loan, or cause you to pay a higher than necessary interest rate. - **Manage your money on the go.** Utilize Bank Independent's [Mobile Banking app](https://www.bibank.com/personal/sync) to check your balance, pay your bills, transfer funds, deposit a check and send money to friends from wherever you are. Your Bank Independent Relationship Banker can help you get your financial house in order, too! Just stop by any [Bank Independent sales office](https://www.bibank.com/connect/locations-and-hours) at your convenience to discuss personalized plans for your individual financial situation.   --- #### Tag: [Financial Fitness](https://blog.bibank.com/blog/topic/financial-fitness) #### Share: - [Follow us on Facebook](http://www.facebook.com/share.php?u=https://blog.bibank.com/blog/6-tips-for-your-financial-spring-cleaning) - [Follow us on Twitter](https://twitter.com/intent/tweet?url=https://blog.bibank.com/blog/6-tips-for-your-financial-spring-cleaning&text=6%20Tips%20for%20Your%20Financial%20Spring%20Cleaning) - [Follow us on Linkedin](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.bibank.com/blog/6-tips-for-your-financial-spring-cleaning) - [Follow us on Pinterest](http://pinterest.com/pin/create/button/?url=https://blog.bibank.com/blog/6-tips-for-your-financial-spring-cleaning&text=6%20Tips%20for%20Your%20Financial%20Spring%20Cleaningdescription=As%20we%20celebrate%20the%20spring%20season%20by%20cleaning,%20sorting%20and%20tidying%20up%20around%20the%20house,%20why%20not%20add%20financial%20organization%20to%20your%20spring%20cleaning%20to-do%20list?&media=https://cdn2.hubspot.net/hubfs/377014/Untitled%20design%20%287%29.png) --- #### [Taking On the Top Tax Scams of 2018 Previous Post](https://blog.bibank.com/blog/taking-on-the-top-tax-scams-of-2018) #### [What Is Beneficial Ownership and Why Banks Are Now Asking About It Next Post](https://blog.bibank.com/blog/why-banks-are-now-asking-businesses-for-ownership-information) ### Leave a Reply This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Category - [Press Releases (151)](https://blog.bibank.com/blog/topic/press-releases) - [Financial Fitness (125)](https://blog.bibank.com/blog/topic/financial-fitness) - [Banking and Technology (101)](https://blog.bibank.com/blog/topic/banking-and-technology) - [Community Insights (59)](https://blog.bibank.com/blog/topic/community-insights) - [Culture (5)](https://blog.bibank.com/blog/topic/culture) ### Popular Posts [Bailey Lovell](https://blog.bibank.com/blog/author/bailey-lovell) 08/09/2017 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology) [A Former Bank Teller Reveals Answer To Your Number 1 Question](https://blog.bibank.com/blog/a-former-teller-answers-your-most-asked-question) [Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 06/11/2026 [Press Releases](https://blog.bibank.com/blog/topic/press-releases) [Bank Independent Promotes New Assistant Vice Presidents, Celebrating a Culture of Hard Work and Strong Leadership](https://blog.bibank.com/blog/bank-independent-promotes-new-assistant-vice-presidents-celebrating-a-culture-of-hard-work-and-strong-leadership) [Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 09/13/2022 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology) [The Complete Guide of How to Use a Contactless Debit Card](https://blog.bibank.com/blog/the-complete-guide-of-how-to-use-a-contactless-debit-card) [Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 10/10/2023 [Banking and Technology](https://blog.bibank.com/blog/topic/banking-and-technology) [What is a Contactless Debit Card and Why Do I Need One?](https://blog.bibank.com/blog/what-is-a-contactless-debit-card) --- ## Related Posts [Financial Fitness](https://blog.bibank.com/blog/topic/financial-fitness) [Ashley Balch](https://blog.bibank.com/blog/author/ashley-balch) 28 April, 2026 #### [Set It and Forget It: Automating Your Finances](https://blog.bibank.com/blog/set-it-and-forget-it-automating-your-finances) Life moves fast. 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