Running a business is tough enough without having to worry about banking headaches. That's why Bank Independent offers a suite of treasury management solutions designed to make your financial operations more efficient. In this post, we'll highlight some of our services that can save you time and money.

At Bank Independent, we understand the stress of deciding where to open your bank accounts. You want a financial institution that will go above and beyond to take care of you and your money. That's why choosing us, your local bank, provides you with convenience and excellent customer service, along with the peace of mind that your money is being invested right back into the local communities of North Alabama.

When choosing a bank, it's important to find one that meets your needs in key areas like customer service, commitment to the local community, and technology. Bank Independent, with 33 sales offices across 7 counties in North Alabama, excels in all three.

Are you feeling frustrated with the impersonal service at your large national or regional bank? Is your bank treating you like just another account number rather than a valued customer? If this sounds familiar, it may be time to make the switch to a local community bank. Here are 5 compelling reasons to leave your national bank behind and go local.

The Federal Deposit Insurance Corporation (FDIC) was established in 1933 in response to the Great Depression. Its purpose was to restore public confidence in the banking system by insuring deposits up to a certain amount.

Debit cards are a type of payment card that allows you to access the funds in your bank account. When you use a debit card, the funds are taken directly from your account, making it a convenient way to make purchases without carrying cash. Debit cards are accepted at most stores and can also be used to withdraw money from ATMs.

What Is a Contactless Debit Card?

A contactless debit card functions similarly to a traditional card but enables transactions without requiring the user to swipe or insert it into a card reader. Typically, contactless debit cards employ Near Field Communication (NFC) technology to facilitate transactions. NFC is a wireless technology that operates over short distances, allowing devices such as contactless debit cards and receivers to connect when they are in close proximity.

While online banks offer competitive rates and services, there are still advantages to having a local bank. One of the most significant benefits is the ability to access in-person customer service. When you have a question or concern about your account, being able to speak with someone face-to-face can provide peace of mind that cannot be replicated by online communication.

As a small business owner, managing your finances can be a time-consuming task. However, Bank Independent offers a range of Treasury Solutions that can help automate your banking processes, speed up your cash flow and lower your risk.

We are a full-service community bank that offers a variety of financial products and services to our customers. We offer options with our checking, savings accounts, and a Smart Swipe program to help you put your money back for a rainy day.