Merchant Services that Don't Cut Corners



Retail and business owners understand how important having the right merchant services can be to the success of their business. Merchant services are basically a business’s ability to process payments for goods or services through a multitude of transactions such as card readers, contactless payments, or online shopping. So, why rely on a simple plug-in card reader to run your business? It’s like trying to put a square peg into a round hole...it’s just not a good fit.

Depending upon the needs of your business, you can elect to receive basic payment processing capabilities…or you can choose a more elaborate hardware and software system. Consider everything a robust system fully has to offer and eliminate features from your wish list which your business doesn’t require. A Bank Independent Treasury Solutions specialist can custom-tailor a suite of merchant services that's the right fit for your business.

Features and Benefits


Card Readers

Card readers are still a great option to ensure that your business is capable of accepting all types of payments on site or online. If you operate a traditional on-premise business, a standard terminal is a great piece of hardware which allows your business multiple transaction types.

Mobile Card Readers

Mobile card readers offer payment mobility and convenience for businesses that operate off-site or outside of a traditional store front. The card reader attaches to a mobile device and utilizes cellular or WiFi data to process transactions securely and conveniently. This is an effective tool for sales teams, service providers, entrepreneurs and non-profit organizations to manage transactions on the go.

Handheld Terminals

For mobility within a business, consider a handheld Bluetooth or wireless terminal. This type of payment terminal connects to 3G, Wi-Fi and/or Bluetooth and doesn’t require the user to plug-in to a station. This is a great fit for your team to bring the sale to the customer to complete the transaction in settings like restaurants and retail.

Compatible with Multiple Payment Types

Widely-used credit and debit cards: This includes Visa®, MasterCard®, Discover®, and American Express®, Contactless/Digital Wallet payments to include Apple Pay, Google Pay, and Samsung Pay, and Secure Payments such as EMV or "chip" cards for secure, encrypted transactions.

Payments Software

The software solution you choose can help you manage your point-of-sale systems, track and manage inventory, process inventory through bar codes, as well as provide the support for virtual shopping carts for online purchases.

All-in-one, plug-and-play system

The most robust solution for any business is an all-in-one, plug-and-play system that integrates sophisticated yet easy to use terminals backed by an integrated software system. Often presented as the next step up after graduating from standard or mobile card readers, it’s to the benefit of a business to consider an all-in-one system first. Best of all, it can be custom-configured to your business' unique needs.

Loyalty Programs

A well-structured loyalty program can provide keen insights into customer trends, identifying frequency and purchasing power. It can help identify reward levels commiserate with the customer’s level of loyalty.


Real, Local, Free Consultation

Our Treasury Solutions team wants to help you succeed with Merchant Services right for your business. We provide onsite (or virtual) consultation service to help customize your solution and provide ongoing local support. We’ll find the best solution to ensure your business never has to miss a sale, even when you're away from your store.

To learn more about the types of hardware and software solutions we offer, contact us today for:  

  • A dedicated Treasury Solutions team available for complimentary on-site consultations and follow-up
  • Flat-rate pricing
  • Self-service online reporting
  • 24/7 customer service by phone
  • Electronic or paper statements

Give us a call Monday through Friday from 8:00 a.m. to 5:00 p.m. at (256) 386-5000 or (877) 865-5050 to speak to a Treasury Solutions Specialist.

Don't settle for a one-size fits all product that really doesn't suit your business.  Reach out to our Treasury Solutions team today and let us create a solution that meets all your needs.

A better fit.  Bank Independent.

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Bank Independent does not endorse, nor is responsible for the content in the linked 3rd party websites. Bank Independent's privacy policies do not apply to these linked websites.