It's been said that in order to succeed in business, a small business owner should secure trustworthy relationships with three types of professionals: an accountant, an attorney and a banker. Each of these partners provide crucial services to help your business grow. But how do you know you've chosen the right one?
While we can't speak for accountants and attorneys, we can definitely make a few recommendations about finding the best partner for your business banking relationship.
We think that you should be able to call your business banking partner and ask them anything. You should never doubt that they are working in your best interest--not theirs. You should know that they are there for you in good times and bad. In other words, they should "have your back."
The right business banking partner truly can help your small business succeed. Here's how to know you've selected the best:
1. Your partner doesn't mind making house calls...
To your business, that is. Your partner should understand that sometimes you just can't get away from your office, store or site. Some days there's no such thing as a lunch break.
2. ...but also makes it easy for you to go solo.
It's nice to have someone you can call, but it's also great when they can set you up for self-service success.
3. They're available when you need them.
Sure, bankers can get busy, but your business banking partner should be there for you--whether you have a customer in front of you and need an answer, or you've spotted a shiny new piece of equipment on your drive home and simply Must. Have. It. Now. At Bank Independent, our Business Bankers and Sales Officers don't mind giving you their mobile phone numbers...and they'll answer when you call or text.
4. They know their stuff...
You have to know that when you ask a question, your business banking partner will know the answer. Even about technology. Heck, especially about technology.
5. ...and they get to know YOU and your business.
There is no one-size-fits-all option for small business (or at least, there shouldn't be). Your deposit, loan and technology needs are unique, and you need options, not a prepackaged bundle. Your buddy should ask lots of questions and work closely with you to customize solutions.
After reading this, we hope you aren't thinking that there is no such thing as a perfect business banking partner. They really DO exist. We'd love for you to meet our business bankers, and see what you think. Click the button below to set up a call.