Just because running a small business is a labor of love doesn’t mean getting paid isn’t still a major priority. Since today’s customers don’t always carry cash and taking checks can be risky, the ability to accept credit and debit cards is crucial for a successful, growing business.

Debit cards offer the convenience of credit cards without the risk of getting in over your head through overspending. But while financial institutions like Bank Independent have security measures in place, debit cards aren’t immune to fraud.

Debit cards offer the convenience of credit cards without the risk of getting in over your head through overspending. But while financial institutions like Bank Independent have security measures in place, debit cards aren’t immune to fraud.