You're probably thinking, "Duh. Merchant services are services for merchants." That's what I would have thought, too...until I started working at a bank that offers such services. While a lot of folks who use merchant services know exactly what the term means, others may know they have a need but don't know what to ask for.
The weeks leading up to April 15 – tax deadline day – are often vulnerable ones for consumers, as W-2s and tax returns containing their personal information circulate over the internet and through the mail.
Cybersecurity is a 24/7 concern for consumers--at least it should be. Here at Bank Independent, our cybersecurity team is deeply committed to protecting the personal and financial information entrusted to us by our customers. Part of that commitment includes providing consumers and businesses with up-to-date information and recommendations on measures you can take to prevent fraud at home and on the go.
Leaving the comfortable nest of your parents' home or college dorm can be exciting and frightening at the same time...whether you're moving into your first apartment or buying your first home.
One of the things we love about living in the Tennessee Valley is our rich agricultural heritage. As a matter of fact, Bank Independent was founded by a group of farmers in 1947 when the Leighton, Ala. farming community needed a financial institution. Our roots run deep in the Alabama soil, so helping our farm families thrive is in our blood.
Annual physical exams. Annual performance reviews. Annual closet clean-out. Lots of us perform "routine maintenance" on an annual basis just to review what's changed over the past year and to make sure we're up-to-date. Or we want to make sure we have everything we need and evaluate what we need to do differently going forward. But have you ever thought about doing an annual checkup on your mortgage?
Spring is in the air (well, today anyway) and your cabin fever is at an all-time high. Maybe you're beginning to think about home improvement projects, or simplifying and downsizing, or maybe you're out of room and ready to move into a bigger space. If making these dreams a reality means a loan is in your future, there are a few simple steps you can take to make sure your credit is in good shape before you apply.
Animal shelters have been quite the controversial subject in northwest Alabama in recent years. Across our six counties newspaper headlines and social media posts have amplified the voices of animal advocates of all kinds who are passionately fighting for funding, facilities and support for the shelters...some of which are struggling to remain viable with the limited resources they are allotted. Most shelters rely upon community donations and support from volunteer groups and rescue organization to assist them with supplies and services and to help find homes for our furry friends. And although volunteer groups, shelter staff, and rescue organizations may disagree from time to time, when it comes right down to it, they are all working toward the same goal: to save the animals.
Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. Bank Independent recommends following these tips to keep your information – and your money – safe.
