One of the things we love about living in the Tennessee Valley is our rich agricultural heritage. As a matter of fact, Bank Independent was founded by a group of farmers in 1947 when the Leighton, Ala. farming community needed a financial institution. Our roots run deep in the Alabama soil, so helping our farm families thrive is in our blood.
Annual physical exams. Annual performance reviews. Annual closet clean-out. Lots of us perform "routine maintenance" on an annual basis just to review what's changed over the past year and to make sure we're up-to-date. Or we want to make sure we have everything we need and evaluate what we need to do differently going forward. But have you ever thought about doing an annual checkup on your mortgage?
Spending less and saving more is one of the top three New Year's Resolutions this year, but now that we're almost one-sixth of the way through 2016, most of us have long forgotten those pesky resolutions. (Except when the gym membership comes out of your account each month.) Just in time for spring, America Saves Week (#ASW2016) is here to get us back on track.
Spring is in the air (well, today anyway) and your cabin fever is at an all-time high. Maybe you're beginning to think about home improvement projects, or simplifying and downsizing, or maybe you're out of room and ready to move into a bigger space. If making these dreams a reality means a loan is in your future, there are a few simple steps you can take to make sure your credit is in good shape before you apply.
