We know that it's football season and tailgating is top of mind, but this blog is not about THAT kind of chip and dip (although we'd welcome your best recipes for spicy buffalo chicken dip...).

If you're anything like me, when your HR department sends out information on the annual United Way campaign, you dutifully fill out your three-part form, turn it in before the deadline, and go on about your day.  After all, since donations are spread across an entire year of pay periods, it's one of those things you just set and forget.

Debit cards offer the convenience of credit cards without the risk of getting in over your head through overspending. But while financial institutions like Bank Independent have security measures in place, debit cards aren’t immune to fraud.