Meltdown and Spectre.

Care to guess what these two words represent? They're not rock bands, and they're not new Marvel villains ready to face off with the Avengers. (Disclaimer: Ok, so my Marvel-ous coworkers have corrected me; there are actually some minor Marvel characters named Meltdown and Spectre.  These aren't them.)

Even if you've never heard the term "Internet of Things" or its more-often-used abbreviation "IoT," you've probably thought of it. You've definitely used it. And you've probably been frustrated by it. Maybe, even, you can't live without it.

On September 7, 2017 Equifax, one of the "big three" credit bureaus, announced a cybersecurity incident that enabled fraudsters to access the personal information of about 143 million consumers.

As a current branch employee (and former teller) with Bank Independent, one of the most common questions I hear from our customers is, “Why do you always ask for my ID?”

Did you know that ransomware can infect your mobile phone? Even though the national news keeps us aware of the viruses and malware attacking computer networks around the globe, a lot of us remain oblivious to the cyberthreats looming over our mobile devices--including ransomware.

So, random question: What might someone find out about you by taking a peek at your mobile phone? If you think it's just your embarrassing texts or selfie wallpaper, think again.

As you may have heard in the news this weekend, computer systems across the world were affected on Friday, May 12, by an unprecedented and extremely malicious ransomware/malware attack.

Sunscreen?  Check.

Plane tickets? Check.

Call the bank?  Wait...what?

Over the past few weeks I've conducted an informal survey to find out how people are using--or why they aren't using--digital wallets.