Debit cards are a type of payment card that allows you to access the funds in your bank account. When you use a debit card, the funds are taken directly from your account, making it a convenient way to make purchases without carrying cash. Debit cards are accepted at most stores and can also be used to withdraw money from ATMs.

What Is a Contactless Debit Card?

A contactless debit card functions similarly to a traditional card but enables transactions without requiring the user to swipe or insert it into a card reader. Typically, contactless debit cards employ Near Field Communication (NFC) technology to facilitate transactions. NFC is a wireless technology that operates over short distances, allowing devices such as contactless debit cards and receivers to connect when they are in close proximity.

While online banks offer competitive rates and services, there are still advantages to having a local bank. One of the most significant benefits is the ability to access in-person customer service. When you have a question or concern about your account, being able to speak with someone face-to-face can provide peace of mind that cannot be replicated by online communication.

As a small business owner, managing your finances can be a time-consuming task. However, Bank Independent offers a range of Treasury Solutions that can help automate your banking processes, speed up your cash flow and lower your risk.

We are a full-service community bank that offers a variety of financial products and services to our customers. We offer options with our checking, savings accounts, and a Smart Swipe program to help you put your money back for a rainy day.

You've probably heard it said that all banks offer pretty much the same services and products, so it doesn't matter which one you choose, right? Wrong. Not every bank is created equal. The truth is, not all banks are the same and it’s important to find a bank that listens and meets your needs and expectations.

Tax season tends to stir up all kinds of emotions for us, some good, some bad, and some downright crazy. From the thrill of a possible tax refund to the dread of an audit, now's a time for us to focus on staying protected.

When it comes to your money, it's important to choose the bank that's right for you. That might mean a big bank with a lot of branches and ATMs, or it might mean a smaller bank that offers more personalized service.

Today, many people rely on mobile apps and their financial institution’s website to conduct their banking functions. While people still rely on ATMs to withdraw money or deposit checks, many intuitions now offer interactive teller machines.

You've probably heard about cybersecurity insurance, but what is it and how does it work?

Not all cybersecurity insurance policies are created equal. It's important to understand the distinct types of coverage available and what's included in each policy.

In this post, we'll answer some of the most frequent questions about cybersecurity insurance.