While we can’t help you find the perfect gift this holiday season, we can help make the purchasing process more convenient and secure when you do. Whether you prefer to shop in person or online, you can shop with confidence this holiday season when you use your Bank Independent Debit Card. Debit cards are easy to use, accepted most anywhere, and come free with your Bank Independent checking account.

When you think of digital banking, you might imagine simple electronic transactions. However, digital banking encompasses so much more. The model of digital banking has become more prevalent and necessary in the current environment. The demand for digital banking grows every day along with its capabilities and benefits. No matter where you are, digital banking provides convenience and multifaceted features to meet your banking needs.

Retail and business owners understand how important having the right merchant services can be to the success of their business. Merchant services are basically a business’s ability to process payments for goods or services through a multitude of transactions such as card readers, contactless payments, or online shopping. So, why rely on a simple plug-in card reader to run your business? It’s like trying to put a square peg into a round hole...it’s just not a good fit.

No matter what size business you own, great products, excellent customer service and a good reputation are critical success factors for your business. However, without loyal customers and repeat business, these other qualities may easily get lost in the landscape of competition.  Loyalty programs and gift cards can help cultivate customer loyalty while increasing visibility for new and potential customers.  Here are five essential steps to begin building loyalty for your business.

Vacations, emergency road trips, out of town holiday plans. These are experiences we each go through at some point in time. Your life isn’t tied to one location, so why should your finances be? From Florence, Alabama, to Florence, Italy, our Digital Sales Office can take care of your banking needs.

While many consumers may have had one banking relationship in the past, surveys show that the average American now has 5.3 accounts open across all types of financial institutions. So, you might have a checking, savings, and possibly a credit card with your primary bank. You may also have opened an account associated with work, school or due to a prior move.  

Mobile deposit is an in-app banking feature which allows a bank customer to deposit checks into an account directly from a mobile device. Bank Independent offers mobile deposit as a free, built-in feature that comes with Sync mobile banking. Although mobile deposit is a technology which has been available for many years, not every mobile banking customer is aware of the perks that come from adopting this robust feature.  Here are just a few!

Can a small business have the same competitive advantages that large-scale businesses enjoy?  When it comes to treasury solutions – absolutely. No matter the size of your business, you have financial needs and banking relationships which need to be maintained in order to thrive.

When operating a business, you quickly learn that there is a lot of unique language specific to merchant services. Merchant Services is a general term used to describe the hardware and software components used to accept and process debit and credit card payments. There is an ever-growing list of the types of payments, from online purchases to in-person. Three of the most common processes are swiping, dipping and tapping.

If you own or operate a business, you have most likely heard of Merchant Services. This is a financial term for a business’s ability to process payments for goods or services. Depending on the business, that process can be anything from accepting cash to a multitude of transactions such as card readers, contactless payments or online shopping. And, depending on the merchant services provider you choose, you could receive basic payment processing capabilities or you can opt for robust hardware and software backed by expert customer service.